Florida Car Insurance
Getting to understand Florida car insurance options in the sunshine state will help you save money in premiums. In the state of Florida you must at least have coverage limits for (PIP) Personal Injury Protection and (PDL)Property Damage set to a minimum of ten thousand dollars. Make sure you carry this coverage, at the limits suggested, or the next time you have a car accident, you will be convicted in a court of law and lose your drivers license. There are many types of auto insurance policies and carriers you can choose from in Florida. Make sure that you get car insurance quotes from at least five well known companies.
SOME FREQUENTLY ASKED QUESTIONS (FAQS) ON FLORIDA CAR INSURANCE POLICIES
Why get "Property Damage Liability" (PDL) insurance?
A part of your insurance policy that covers damages to you or members of your family cause to another individuals property, such as a car.
Do I really need "Bodily Injury Liability" (BIL) insurance coverage?
A very important piece to your Florida car insurance policy, Bodily Injury Liability limites pay claims for serious injuries or death to another when it is your fault a car accident happened. Your Florida car insurance carrier will pay claims for injuries up to the limits of your insurance contract, while also offering some legal representation during a court case, thus is very important to have. Do any of your friends or family take your car for a joy ride every once and a while? If so you need to know that this coverage also covers other individuals who drive your car with your offering.
What If I Forget To Pay My Premium In Florida And Lose My Policy?
If you lapse your Florida car insurance policy due to non premium payment and the state suspends your ability to drive, including your vehicle plates and registration, this could last up to three years or until you get your insurance straight. Don't ever lapse your insurance policies, period!
If you have lost your coverage due to non payment of premium, or would just like to start saving a little money on your car insurance policy, click here to get a quick quote. Compare multiple carriers, compare coverage levels, and even apply online. If you need further assistance and wish to speak with a licensed agent, give us a call today.